Maybe you just got married and would like your new spouse listed as part owner of your home. Cheboygan, MI 49721 800 10th Street, Suite 200 If wikiHow has helped you, please consider a small contribution to support us in helping more readers like you. Fax Number: 231-845-7977 That means he could pay substantially more in capital gains taxes than if he acquired the property when you died. Box 885 Box 110 Accessed April 10, 2020. https://alpenacounty.org/register-of-deeds/, Antrim County Register of Deeds Marquette, MI 49855 These companies will charge significantly more money than you would pay if you got a copy directly from the recorder's office. Step 1: Download the MI quitclaim deed form. By using our site, you agree to our. Especially with large lenders, it isn't uncommon to get a bill for the balance of the mortgage when the transfer is complete. Phone Number: 989-345-0728 https://presqueislecounty.org/register-of-deeds/, Roscommon County Register of Deeds FindLaw: What's the Difference Between Joint Tenants with Survivorship and Tenants in Common? 100 E. State Street, Suite 2500 "Keeping Your House Out of Probate." Roscommon, MI 48653-7664 All searches are done either in person by coming to the Register of Deeds, by mail ($5.00 search fee per name/address) or by going online. County Building We use cookies to make wikiHow great. Uniform Commercial Code Section Phone Number: 906-643-7306 Thanks to all authors for creating a page that has been read 206,090 times. P.O. Fax Number: 269-781-0720 Phone Number: 734-222-6700 Talk to a property law attorney if you're interested in creating a tenancy by the entirety. Fax Number: 989-344-3223 https://www.casscountymi.org/154/Clerk-Register-Office, Charlevoix County Register of Deeds "What Is Joint Tenancy and When Should I Use It?" Harrison, MI 48625 http://clerk.macombgov.org/Clerk-RegisterOfDeeds, Manistee County Register of Deeds Depending on how you claim the property, you may also need a spousal affidavit. Adding someone to your house deed requires the filing of a legal form known as a quitclaim deed. These materials are intended, but not promised or guaranteed to be current, complete, or up-to-date. Fax Number: 231-873-9218 Adding someone to your house deed requires the filing of a legal form known as a quitclaim deed. Michigan.gov: Transfer of Ownership Guidelines PREPARED BY THE MICHIGAN STATE TAX COMMISSION. Phone Number: 231-832-6113 This is wonderful!". 605 N. Birch St. Copyright 2023 Leaf Group Ltd. / Leaf Group Media, All Rights Reserved. Caro, MI 48723 This is also where you specify how the two of you will own the property. P.O. Box 789 http://www.lenawee.mi.us/259/Register-of-Deeds, Livingston County Register of Deeds Be prepared for them to say no, howeverin fact, this will be their answer in most cases. Or, it could be that you want the ownership of your property to go to your child in the event of your death. If you need a Bell County attorney, we would welcome the opportunity to assist you. P.O. You can also find out by contacting the tax assessor's office in your county. https://www.stclaircounty.org/offices/register_of_deeds/, St. Joseph County Register of Deeds Box 8645 Joint Tenants with Full Rights of Survivorship. http://www.benzieco.net/government/county_register_of_deeds/index.php, Berrien County Register of Deeds Marshall, MI 49068 These fees usually won't be more than $20. P.O. 120 W. Michigan Avenue She received her JD from Indiana University Maurer School of Law in 2006. Ithaca, MI 48847 448 Court Place Grand Rapids, MI 49503 1200 N. Telegraph Adding your spouses name to the deed will expose your property to any judgments against him. Fill in the recording information. Email: rod@livgov.com Did you know you can get premium answers for this article? The most common way to remove someone from a deed is through a deed of conveyance, such as a quitclaim or warranty deed. Enjoy! 400 Boardman Next, obtain a quitclaim form from the county recorders office where the property is located. Her work has appeared in various print and online publications. How do we add my name to note? http://www.baycounty-mi.gov/rod/, Benzie County Register of Deeds [1] P.O. "The Trade-Offs of Repealing Step-Up in Basis." Without reading this article, I would have pursued a different route. Phone Number: 231-745-4641 There's no harm in asking your bank or mortgage company if you can simply add a person to your mortgage. 304 E. Ludington Ave. Also, I did not know the deed has to be worded a certain way in order to avoid probate upon my death. What or who is a trustee of a trust? Gladwin, MI 48624 341 S. Jefferson Room 201 319 Court Street P.O. Phone Number: 231-873-4158 You can do your title search yourself, or you can order one from the title company that issues your title insurance policy. Tenants by the Entirety. The materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Department of Public Works http://gladwincounty-mi.gov/departments/register-of-deeds/, Gogebic County Register of Deeds 208 N. Shiawassee Street https://www.vanburencountymi.gov/499/Register-of-Deeds, Washtenaw County Register of Deeds By signing up you are agreeing to receive emails according to our privacy policy. Phone Number: 231-533-6683 Phone Number: 231-882-0016 When you die 50 years later, your spouse acquires a house with a fair market value of $900,000. Ste. http://www.countyoffice.org/mi-ontonagon-county-recorder-of-deeds/, Osceola County Register of Deeds The notary will need to verify your identity. Ann Arbor, MI 48107-8645 Accessed April 10, 2020. Thanks to all authors for creating a page that has been read 636,176 times. Houghton, MI 49931 Phone Number: 269-781-0707 He focuses mostly on finance writing and has a passion for real estate, credit card deals, and investing. Please contact our friendly staff at your convenience. Fax: 231-922-2770 Fax Number: 313-224-5884 If you are added to the deed of someone else's home, you are not automatically responsible for the mortgage and payments, only if they add you to the mortgage, too. 8562 Suttons Bay, MI 49682-9718 You'll need to transfer an interest by writing up another deed with the person's name on it. Box 195 https://www.newaygocountymi.gov/departments/register-of-deeds/home/, Oakland County Register of Deeds Email: rdeeds@gogebic.org Fax Number: 989-345-6221 Fax Number: 906-293-5553 Port Huron, MI 48060 Planning & Economic Development. If you are adding a spouse or a child to your house title, the transfer typically will be excluded from reassessment. Phone Number: 989-831-7337 Sault Ste. Phone Number: 906-667-0381 These exemptions vary among states. Phone Number: 989-734-2676 Phone Number: 231-258-3315 To add someone to your house title, you must create a new deed that transfers the title of the property to both you and the other person. Box 70 MCL 565.201a. In short, no one can be passively removed from a title. Accessed April 10, 2020. 219 Paw Paw Street, Suite 102 301 State Street Bessemer, MI 49911 http://www.charlevoixcounty.org/register_of_deeds/index.php, Cheboygan County Register of Deeds 5095 4th St. Depending on your financial situation, this issue may cause you to reconsider making the addition. Rogers City, MI 49779 Evaluating Financial and Legal Consequences, {"smallUrl":"https:\/\/www.wikihow.com\/images\/thumb\/3\/3e\/Add-Someone-to-Your-House-Title-Step-1.jpg\/v4-460px-Add-Someone-to-Your-House-Title-Step-1.jpg","bigUrl":"\/images\/thumb\/3\/3e\/Add-Someone-to-Your-House-Title-Step-1.jpg\/aid9653557-v4-728px-Add-Someone-to-Your-House-Title-Step-1.jpg","smallWidth":460,"smallHeight":345,"bigWidth":728,"bigHeight":546,"licensing":"

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\n<\/p><\/div>"}. How do I add someone to my deed? Phone Number: 586-469-7953 Returning to the $100,000, suppose you create a TOD deed for your spouse. 60 W. Sanilac This is a valid reason to have an attorney review a deed before you sign it and have it recorded. Once it's done, you can't take it back unless the person. Petoskey, MI 49770 I can now proceed with an easier and, "I asked if I could do this, and I not only got an answer, but also step-by-step instructions. Go to the county recorders office and get a quitclaim form. International Center 301 N. Main St. Accessed April 10, 2020. https://www.washtenaw.org/262/Clerk-Register-of-Deeds, Wayne County Register of Deeds "I live in a home purchased 10 years ago by my now-deceased mom. Adrian, MI 49221 300 Walnut Street, Room 164 Fax Number: 989 - 984-1101 12265 M-32 West % of people told us that this article helped them. http://www.ioniacounty.org/register-of-deeds/, Iosco County Register of Deeds Holding Title: Tenants vs. "Tenants". June 14, 2022. Grayling, MI 49738 The Register of Deeds Office records documents pertaining to real estate property such as deeds, mortgages, liens, lis pendens, state tax liens, federal tax liens, and several other documents related to real estate property located in Macomb County. Alpena, MI 49707 It's awesome and well-written, very clear on how, "Understanding how to add me to the deed, I had no idea of the consequences. Centreville, MI 49032 Fax Number: 231-256-8149 Fax Number 989-539-6616 Using a quit claim deed is often the simplest method of bringing on another owner. You can't have it both ways, however. Phone Number: 517-543-4203 Some common exemptions include homestead exemptions or exemptions for people over the age of 65. Phone Number: 989-785-8079 Box 538 Phone Number: 231-627-8808 Property ownership, transfer laws and deed practices differ depending on the state in which you live. 701 Main Street "I did not know that my spouse's financial history would have an impact on certain benefits to which I am entitled. We use cookies to make wikiHow great. If your lender agrees not to enforce the clause, get the agreement in writing. Bad Axe, MI 48413 225 W. Main Street What form do I need in order to change my last name on the deed to my new married name? Charlevoix, MI 49720 422 W. Lake Street Please update to a modern browser such as Chrome, Firefox or Edge to experience all features Michigan.gov has to offer. Phone Number: 231-689-7246 If you add your spouse to your deed, he will have to use your basis if he later sells the property. Unless you know real estate and property records fairly well, it's usually safer to let the title company do it. Email: ROD@ioscocounty.org Phone Number: 906-387-2076 106 5thP.O. 725 Greenland Road This article taught me things I did not know. Ludington, MI 49431 How to transfer property titles in Michigan becomes complicated in these cases because each owner only owns a portion of the property. Email: register@masoncounty.net Warranty deeds come with some type of . Box 168 ", You must use specific language in your deed to create a joint tenancy. Phone Number: 517-264-4538 401 E. Houghton Ave. Fax Number: 906-387-2156 "Gave me the clear directions I needed and informed me that what I really want to do, claiming as joint tenants with, "I was so happy to find this article, it answered all my questions! 173 East Apple Avenue ", https://www.consumer-action.org/english/articles/before_you_add_someone_to_your_title2006/, https://www.irs.gov/businesses/small-businesses-self-employed/gift-tax, https://www.irs.gov/businesses/small-businesses-self-employed/frequently-asked-questions-on-gift-taxes, https://saclaw.org/wp-content/uploads/sbs-completing-and-recording-deeds.pdf, https://www.americanbar.org/content/dam/aba/publishing/rpte_ereport/2015/2-March/enforceability_of_mortgage.authcheckdam.pdf, https://www.extension.iastate.edu/agdm/wholefarm/html/c4-51.html, http://realestate.findlaw.com/buying-a-home/do-you-need-title-insurance.html. Become familiar with your spouses financial history before you decide to add his name to your deed. Courthouse 100 W. Main Street However, this action can have a financially devastating outcome if you dont prepare in advance. You can add someone to the deed if there is a mortgage, but it will not change who is responsible for the mortgage. West Branch, MI 48661 806 W. Houghton Avenue, Room 104 Both people would acquire their interest in the property at the same time in the chain of title. https://www.countyofbranch.com/departments/register-of-deeds/, Calhoun County Register of Deeds 255 W. Main Street Pleasant, MI 48858 His capital gain would be $900,000. Phone Number: 906-635-6312 http://www.cheboygancounty.net/county-clerkregister-of-deeds-11/, Chippewa County Register of Deeds Phone Number: 269-983-7111 ext. Manistique, MI 49854 Suite M-3 12220 Fillmore St., Room 146 Phone Number: 810-257-3060 Phone Number: 989-426-7551 My spouse died, how do I remove my spouse's name from my deed? Note also that if there is an outstanding mortgage on the property, the owner must review the terms to see if there is a notification requirement. Allegan, MI 49010 This may include information such as the statement that the transfer is forever, or that the property transfer extends to the second person's assigns. Phone Number: 616-527-5320 Survivorship (outliving your co-owner) affects more than just the four types of jointly owned property. P.O. 1101 Beach Street, Room 138 Fax Number: 517-543-4134 "Avoiding Probate With a Transfer-on-Death Deed." Phone Number: 989-275-5931 This most simple answer is yes. The notary will charge a small fee to witness your signature and notarize your deed, typically less than $10. One thing that many people do not realize is that transfer of the deed is different from the transfer of the mortgage responsibility. This might not be an option if one of the owners does not have good credit. If you're getting a copy from your local land registry office, search for your deed in their database or ask for assistance. Fax Number: 734-222-6528 http://www.tuscolacounty.org/rod/, Van Buren County Register of Deeds P.O. You're not guaranteeing you have any interest at all, or that you have particular ownership or possession rights. 1087 Newell St. For more detailed information on how to add someone to your house title, scroll down. This is a law that allows a husband and wife to hold a piece of property as if they were a single entity. Fax Number: 231-348-1773 Procedures vary by state and altering ownership in your property can have repercussions, so it's wise to consult an attorney before adding anyone to your deed. Fax Number: 231-398-3544 Fax Number:231-839-3684 https://rod.chippewacountymi.gov/landweb.dll/$/, Clare County Register of Deeds 220 W. Ellsworth Street https://www.missaukee.org/departments/clerk___register_of_deeds/index.php, Monroe County Register of Deeds To create a tenancy in common, you would use "and" or "or" between the names of the property owners on the deed. You, as the "grantor" -- the property owner -- make out a deed conveying title to two "grantees," yourself and your partner. 111 S. Michigan Avenue That means when you die, your spouse will absorb your ownership share of the property. Unmarried people can own real estate together in one of two ways: joint tenants with rights of survivorship, or tenants in common. P.O. https://www.berriencounty.org/296/Register-of-Deeds, Branch County Register of Deeds Phone Number: 989-224-5270 33 McCollum Street IRS. Then, you will have to file a quitclaim deed and then refile another deed to add the new person to the house deed. Lenawee County Courthouse MCL 565.221. How you add the person to your title affects whether the surviving owner must go through probate. The transfer of ownership can occur during life (with a regular quitclaim deed, for example) or at death (using a lady bird deed, transfer-on-death-deed, or life estate deed).And, in the case of transfer-on-death or lady bird deeds, the . Phone Number: 269-445-4464 51 S Macomb St Misconceptions and Realities It is a misconception that someone can be "removed" from the deed. Email: rod@shiawassee.net To continue the previous example, suppose you added your spouse to the deed for the house you bought for $100,000. https://www.geneseecountymi.gov/departments/register_of_deeds/index.php, Gladwin County Register of Deeds Fax Number:517-264-4543 "Adding someone to a deed" means transferring ownership to that person. Fill out the form and sign it before a notary to make the transfer legal. Phone Number: 989-539-7131 "Joint Tenancy and Medicaid Eligibility." The gift tax applies if you transfer ownership of property and receive nothing in return (or receive less than market value for the ownership interest you transferred). Phone Number: 231-839-4967 Ext 203 Include your name and the name of the person you want to add to your house title. Fax Number: 989-846-9166 Fax Number: 906-643-1178 One thing to be careful of in this situation is title insurance coverage. List of County Register of Deeds . St. Joseph, MI 49085 You want to transfer the property from yourself to your spouse and yourself, making the two of you joint owners. Phone Number: 231-843-4466 Ontonagon, MI 49953 Mio, MI 48647 Each type of ownership carries unique characteristics, and factors such as financial ability, family relations and marital . The deed should include the grantor's marital status. To add a joint owner to your property dead, you'll first need to check your loan documents or call your lender to determine responsibilities and policies. You can get a taxpayer name and address for free by calling the Macomb County Land File Office at 586-469-5313 or the local Assessor's Office in that City or Township. http://www.iosco.net/departments/register-of-deeds/, Iron County Register of Deeds If the value of the gift exceeds the annual exclusion limit ($16,000 for 2022) the donor will need to file a gift tax return (via Form 709) to report the transfer. Email: jdegraaf@kalkaskacounty.org 315 W. Green St. Phone Number: 989-269-9941 Hillsdale MI 49242 200 W. Michigan Property tax exemptions mean that you pay lower property taxes, and sometimes no property tax at all. Arizona, California, Idaho, Louisiana, Nevada, New Mexico, Texas, Washington and Wisconsin are community property states. Harrisville, MI 48740 415 Third Street When executed and notarized, the quitclaim deed legally overrides the current deed to.

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